Rather than going into theories let the facts speak for itself here. There are more than 10 million people in the United States of America who did not apply for a health care plan or health insurance in 2013. This is an alarming figure because all these people live without any kind of health security for themselves or for their family. If any one of them meet with an accident, they might not have enough money to look after the cost of treatment and without a heath care plan the government also cannot legally pay them.
This is partially due to the deplorable monetary condition of the common man in the U.S. and largely due to the expensive health care plans that government as well as privatized firms offer to the people of America. Till the better part of the 21st century, America offered health care plans at extremely affordable rates to the people, but they soon found out that these attractive rates were for subsidized versions of the health insurance plans. The trick was not to let the people read or understand the underlying facts. Most of the health care plans did not cover the cost of the treatment completely. If you met with an accident and lost two of the fingers on your left hand, if was likely that your health insurance would pay for only one finger and not for the other. If you had an existing medical condition and you developed another, your existing health care plan would not pay for the latter. The American people felt cheated of their own money. It was not a matter of choice for the people because they were already paying a part of their taxes for health benefits. They could not even appeal for a refund or fight their case in a court of law because there was no resolution center to appeal to.
Michael Moore’s documentary, almost at the same time, caused an uproar among the people. The people began to demand their rights. It was Barrack Obama who came to the rescue of the people in the year 2010 with the Affordable Health Care Act, fondly known as Obamacare now. Although this is a much debated Act, it provided a certain degree of transparency to the entire process of choosing a health care plan. It provided a heath care plan marketplace using which anyone could go online and check the different health care plans on offer both by private firms as well as government units.
Obamacare has miles to go before it can really give the people of America affordable health care that people can really afford. People are still looking for an answer among the hundreds of health care plans that American health care institutions are offering. No matter what plan they choose, they feel they are cheated of their money because health care is never complete, the plans always have underlying clauses and it is difficult to fight for your rights when there are already millions of people standing in the line to have their problems addressed.